Personal Savings Account

Start on a reliable path to building your savings with JBT.

Statement Savings

A steady plan builds personal savings.


Differentiating Features

  • $100 daily minimum balance to avoid monthly service fee
Withdrawals or transfers from account limited to 6 pre-authorized or automatic transfers by phone, online, or by check, draft, debit card or order to third party per statement cycle.

Prime Money Market

With no minimum balance requirement, every dollar stays in your account.


Differentiating Features

  • No minimum balance requirements
  • Competitive tiered interest rates based on account balance
Withdrawals or transfers from account limited to 6 pre-authorized or automatic transfers by phone, online, or by check, draft, debit card or order to third party per statement cycle.

Young Investors Savings

This easy-to-use account lets young investors (under age 18) make deposits anytime without the hassle of minimum balances or monthly service fees.


Differentiating Features

  • No minimum balance requirements
  • No monthly service fees
Qualifications: For customers under age 18.
Withdrawals or transfers from account limited to 6 pre-authorized or automatic transfers by phone, online, or by check, draft, debit card or order to third party per statement cycle.

Club Accounts

Be ready for the next holiday season with less stress or save up for your next big vacation, a special project, or maybe even for a future tax liability.


Differentiating Features

  • Two types of club accounts available: Holiday Club or All Purpose Club
  • Make contributions at any time
  • Distributions are made by check or direct deposit to a JBT checking or savings account
  • Clubs automatically renew each year, no need to open a new account annually