Personal Deposit Rates

eWards1
$0.01 - $20,000.00 (Tier 1)
if you meet the qualifiers indicated below
1.00% APY
$20,000.01 and up (Tier 2)
all balances if you do not meet the qualifiers indicated below
0.02% APY

1 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. APYs accurate as of 10/01/17. Subject to change without notice. Account qualifiers must be met to receive the Tier 1 APY.

Interest on this account is calculated on a split accrual basis. For example, if you have a $40,000 balance in your account, the first $20,000 will earn interest at the Tier 1 rate and the remaining balance will earn interest at the Tier 2 rate. If you do not meet the qualifiers for this account, all balances earn interest at the Tier 2 rate.

eWards Qualifiers: Each statement cycle receive eStatement, pay minimum of one bill using JBT Online Bill Pay and make a minimum of 20 JBT debit card transactions.

Prestige2
All Balances 0.05% APY

2 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. APYs accurate as of 10/01/17. Subject to change without notice.

Premier3
$0.01 - $2,499.99 0.05% APY
$2,500.00 - $4,999.99 0.05% APY
$5,000.00 - $19,999.99 0.05% APY
$20,000.00 and up 0.05% APY

3 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $2,500.00 in the Premier checking account (or as a compensating balance in a JBT checking, savings, or money market account) each day to avoid a monthly service charge. APYs accurate as of 10/01/17. Subject to change without notice.

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee and term information, call 717-274-5180.

Savings Accounts
Statement Savings1 0.05% APY
Young Investor Savings2 0.05% APY

1 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $100.00 in the statement savings account each day to avoid a monthly service charge. APYs accurate as of 10/01/17. Subject to change without notice.

2 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $100.00 in the statement savings account each day to avoid a monthly service charge. The monthly service charge is waived until the primary accountholder attains 18 years of age. APYs accurate as of 10/01/17. Subject to change without notice.

Club Accounts
Holiday3 0.15% APY
All Purpose4 0.15% APY

3 Interest rates subject to change without notice. Your rate will not change until the club matures. We may change the rate at maturity and at each maturity thereafter. Fees may reduce earnings. Penalty for early withdrawal. APYs accurate as of 10/05/17.

4 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Penalty for early withdrawal. APYs accurate as of 10/05/17. Subject to change without notice.

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee and term information, call 717-274-5180.

Prime Money Market Account1
$0.01 - $2,499.99 0.00% APY
$2,500.00 - $14,999.99 0.12% APY
$15,000.00 - $24,999.99 0.14% APY
$25,000.00 - $49,999.99 0.18% APY
$50,000.00 and up 0.28% APY

1 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. You must maintain a minimum balance of $2,500 in the Prime Money Market Account each day to obtain the APYs listed above. APYs accurate as of 10/01/17. Subject to change without notice.

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee and term information, call 717-274-5180.

Regular CDs
7 to 31 days 0.14% APY
3 Month 0.14% APY
6 Month 0.20% APY
12 Month 0.40% APY
18 Month 0.40% APY
24 Month 0.50% APY
36 Month 0.75% APY
48 Month 1.11% APY
60 Month 2.05% APY

Interest rates subject to change without notice. Fees may reduce earnings. CD Specials may be withdrawn at any time and are not good in conjunction with any other offer. Penalty for early withdrawal. $500 minimum deposit for certificates of deposit. APYs accurate as of 10/01/17. Offer may be withdrawn without notice.

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee and term information, call 717-274-5180.

Individual Retirement Account1
12 Month 0.35% APY
24 Month 0.50% APY
36 Month 0.75% APY
48 Month 1.11% APY
60 Month 2.05% APY
18 Month Adjustable2 0.55% APY

1 Interest rates subject to change without notice. Fees may reduce earnings. IRA Specials may be withdrawn at any time and are not good in conjunction with any other offer. Penalty for early withdrawal. APYs accurate as of 10/01/17.

2 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Penalty for early withdrawal. APYs accurate as of 10/01/17. Subject to change without notice.

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee and term information, call 717-274-5180.