Personal Checking Rates

Rates are quoted as Annual Percentage Yield (APY). If you have additional questions about fee or term information, contact JBT’s Client Resource Center at (717) 274-5180 (option 1).

JBT Direct Interest Checking1
All Balances 0.03% APY

1 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. APYs accurate as of 01/18/24. Subject to change without notice.

JBT 50+ Interest Checking2
All Balances 0.10% APY

2 Variable Rate Account –  The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. APYs accurate as of 01/18/24. Subject to change without notice.

JBT Preferred Interest Checking3
$0.01 - $1,499.99 0.03% APY
$1,500 and up 0.10% APY

3 Variable Rate Account –  The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $1,500.00 in the JBT Preferred Interest checking account each day to avoid a monthly service charge. APYs accurate as of 01/18/24. Subject to change without notice.