Personal Loans

Home Mortgages

We're a local bank, so you'll have the option of having us manage your mortgage right here where you'll live.


  • FREE mortgage pre-qualification

Home Equity Loan

The JBT Home Equity Loan is also a smart way to consolidate several high-interest bills into one lower interest monthly payment.


  • Fixed rate of interest
  • Term lengths up to 15 years

Home Equity Line of Credit

If you own your home and want the convenience of accessing extra funds without applying for a new loan each time, the JBT Home Equity Line of Credit is your answer.


  • Adjustable rate of interest

Personal Loan

JBT makes it easier to take care of life's extras -- a boat, a motorcycle, an RV -- with a variety of flexible loan options.


  • A financing solution that does not require real estate as collateral

Personal Line of Credit

The JBT Personal Line of Credit offers more convenience and flexibility than a regular fixed-term loan


  • No annual fee
  • No collateral required
  • No cash advance fee
  • No balance transfer fee

Credit Builder Loan

A good credit history is vital to your financial health. But how can you build one if you have no credit history, or if your history has blemishes?

What is it?

  • Combination loan and savings program that may help you establish a good payment history

Auto Loans

Whether buying a brand new car, truck or SUV, or maybe a great pre-owned one, JBT has the ideal auto financing solution to help put you behind the wheel of the vehicle you want.


  • Save an extra 0.25% when your payment is withdrawn from your JBT checking or savings account

iHelp Student Gap Loan

iHelp provides loans to cover the gap in financing college as well as student loan consolidation.

iHelp Student Loan Consolidation

iHelp provides loans to cover the gap in financing college as well as student loan consolidation.

*Offer applies to new JBT primary residential first mortgage applications received June 1, 2017 through December 31, 2017. 95% maximum loan to value. Property insurance and title insurance required. Flood insurance may be required. Payments do not include amounts for taxes and insurance premiums; your actual payment obligation will be greater. Offer may be withdrawn at any time. Other fees and restrictions may apply.