Business Checking Accounts

Learn all about our business checking accounts to choose the best mix of financial features for your business' needs.

Business Checking

Manage business funds with total value built right into your checking account.


Differentiating Features (Standard Features)

  • $200 minimum balance to avoid monthly service fee
  • Does not earn interest

Business Interest Checking

Manage business funds while adding tiered-rate interest-earning power to your checking account.


Differentiating Features (Standard Features)

  • $1,000 minimum balance to avoid monthly service fee
  • Competitive tiered interest rates based on account balance

JBT Business Plus

Boost financial performance with tiered-rate interest-earning power. When you maintain a balance of $5,000 or more, you’ll avoid a monthly service fee


Differentiating Features (Standard Features)

  • $5,000 minimum balance to avoid monthly service fee
  • Competitive tiered interest rates based on account balance

Community Checking

In support of those who work to make the community a better place, JBT designed a special, value-packed account for non-profit organizations


Differentiating Features (Standard Features)

  • No minimum balance requirements
  • Higher interest rate on CDs - up to 0.50% more!***

Does your community organization know about JBT's Make Change Count program, where non-profit organizations can benefit from donated coin counting service fees?

Compare Business Checking Accounts

Account Min Bal Balance for Interest Rate Requirements
Business Checking $200 to avoid monthly service fee N/A Non-interest None
Business Interest Checking $1,000 to avoid monthly service fee $0.01 - $499.99
$500.00 - $999.99
$1,000.00 - $2,499.99
$2,500.00 and up
0.05%1
0.05%1
0.05%1
0.05%1
None
JBT Business Plus Checking $5,000 to avoid monthly service fee $0.01 - $4,999.99
$5,000.00 - $24,999.99
$25,000.99 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 and up
0.00%2
0.07%2
0.08%2
0.09%2
0.12%2
None
Community Checking None $0.01 - $4,999.99
$5,000.00 - $24,999.99
$25,000.00 - $74,999.99
$75,000.00 and up
0.00%3
0.05%3
0.05%3
0.07%3
Non-profit organization

Business Checking

Minimum Balance
$200 to avoid monthly service fee
Balance for Interest
N/A
Rate
Non-interest
Requirements
None

Business Interest Checking

Minimum Balance
$1,000 to avoid monthly service fee
Balance for Interest
$0.01 - $499.99
$500.00 - $999.99
$1,000.00 - $2,499.99
$2,500.00 and up
Rate
0.05%1
0.05%1
0.05%1
0.05%1
Requirements
None

JBT Business Plus Checking

Minimum Balance
$5,000 to avoid monthly service fee
Balance for Interest
$0.01 - $4,999.99
$5,000.00 - $24,999.99
$25,000.99 - $49,999.99
$50,000.00 - $99,999.99
$100,000.00 and up
Rate
0.00%2
0.07%2
0.08%2
0.09%2
0.12%2
Requirements
None

Community Checking

Minimum Balance
None
Balance for Interest
$0.01 - $4,999.99
$5,000.00 - $24,999.99
$25,000.00 - $74,999.99
$75,000.00 and up
Rate
0.00%3
0.05%3
0.05%3
0.07%3
Requirements
Non-profit organization

Every JBT Business Checking Account Includes

  • No account analysis fees*
  • Unlimited check writing
  • Unlimited depositing

1Variable Rate Account – The interest rate may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $1,000.00 in the account each day to avoid a monthly service charge. Rates accurate as of 10/01/17. Subject to change without notice.

2Variable Rate Account – The interest rate may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $5,000.00 in the account each day to avoid a monthly service charge. Rates accurate as of 10/01/17. Subject to change without notice.

Interest on this account is calculated on a split accrual basis. For example, if you have a $40,000 balance in your account, the first $4,999.99 will earn interest at the Tier 1 rate, the balance from $5,000.00 to $24,999.99 will earn interest at the Tier 2 rate, and the remaining balance will earn interest at the Tier 3 rate.

3Variable Rate Account – The interest rate may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. You must maintain a minimum balance of $5,000 each day to earn interest. Rates accurate as of 10/01/17. Subject to change without notice.

*Some restrictions apply.

**Third party charges for data and messaging may apply.

***No JBT fees, other bank fees may apply. Discover® and the Discover Acceptance Mark are service marks used by Jonestown Bank & Trust Co. under license from Discover Financial Services.

****Earn up to 0.50% interest on CD's earned with aggregate JBT deposit balance of $10,000 or more. Special offers excluded. May be withdrawn without notice. Some restrictions apply.