eWards1
$0.01 - $20,000.00 (Tier 1)
if you meet the qualifiers indicated below
1.00% APY
$20,000.01 and up (Tier 2)
all balances if you do not meet the qualifiers indicated below
0.02% APY

1 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. APYs accurate as of 10/01/17. Subject to change without notice. Account qualifiers must be met to receive the Tier 1 APY.

Interest on this account is calculated on a split accrual basis. For example, if you have a $40,000 balance in your account, the first $20,000 will earn interest at the Tier 1 rate and the remaining balance will earn interest at the Tier 2 rate. If you do not meet the qualifiers for this account, all balances earn interest at the Tier 2 rate.

eWards Qualifiers: Each statement cycle receive eStatement, pay minimum of one bill using JBT Online Bill Pay and make a minimum of 20 JBT debit card transactions.

Prestige2
All Balances 0.05% APY

2 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. APYs accurate as of 10/01/17. Subject to change without notice.

Premier3
$0.01 - $2,499.99 0.05% APY
$2,500.00 - $4,999.99 0.05% APY
$5,000.00 - $19,999.99 0.05% APY
$20,000.00 and up 0.05% APY

3 Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Account requires a minimum balance of $2,500.00 in the Premier checking account (or as a compensating balance in a JBT checking, savings, or money market account) each day to avoid a monthly service charge. APYs accurate as of 10/01/17. Subject to change without notice.