Rates: Personal Lending

Personal Lending Rates

Auto Loan

This product is a fixed rate, closed-end loan secured by your automobile. Your Annual Percentage Rate (APR) will be determined by the year of the automobile, the term of the loan, and your credit qualifications. For more information about current rates, applicable fees, and available terms, contact JBT's Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details.

Mortgage

Please call JBT's Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for our current rates.

Home Equity Loans*
(Minimum loan amount $5,000)

Term* APR* Payment example per $5,000 borrowed*
60 Month 4.25% APR to 5.75% APR $96.84 to $99.92 per month
120 Month 5.00% APR to 6.50% APR $55.15 to $59.05 per month
180 Month 5.50% APR to 7.00% APR $42.49 to $46.74 per month

Payment examples do not include amounts for taxes and insurance premiums; your actual payment obligation will be greater.

*These are examples of Annual Percentage Rates (APR's). Your APR and payment will be determined based on your credit qualifications. Other terms and fees may increase APR's. APR's accurate as of 07/01/2016. Rate includes automatic debit from JBT deposit account. Add ¼% for coupon book.

This product is a fixed rate, closed-end loan secured by your primary residence and not exceeding an 80% loan to value ratio. Interest rates and programs subject to change without notice. For more information about current rates, applicable fees, and available terms, or for non-owner occupied real estate loans, contact JBT's Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details.

Home Equity Line of Credit*
(Minimum loan amount $5,000)

*Annual Percentage Rate (APR) is based on an index (Wall Street Journal prime rate) plus a margin of 0% to 1.5%. Your APR will be determined based on your credit qualifications. Current APR's range from 3.50% to 5.00% as of 07/01/2016. APR may vary. Maximum APR is 18.00%. This product is a variable rate, open-end loan secured by your primary residence and not exceeding an 80% loan to value ratio. Loan fees ranging from $256.00 to $2,741.00 may apply. A property evaluation or appraisal is required. Property insurance is required. Depending on the loan amount and the purpose of the loan, title insurance may be required (which is included in the range of fees above). Consult tax advisor regarding deductibility of interest. Interest rates and programs subject to change without notice. For more information about current rates, applicable fees and available terms, or for non-owner occupied real estate loans, contact JBT's Client Resource Center at 717-274-5180 (Option 1) or visit our Online Loan Center for details.

Personal Loan (Unsecured)*

Term* APR* Payment example per $5,000 borrowed*
12 Month 8.99% APR to 10.49% APR $437.30 to $440.80 per month
60 Month 8.99% APR to 10.49% APR $103.80 to $107.48 per month

 

*These are examples of Annual Percentage Rates (APR's). Your APR and payment will be determined based on your credit qualifications. Other terms and fees may increase APR's. APR's accurate as of 07/01/2016. Rate includes automatic debit from JBT deposit account. Add ¼% for coupon book. Additional terms available.

This product is a fixed rate, closed-end unsecured loan. Interest rates and programs subject to change without notice. For more information about current rates, applicable fees, and available terms, contact JBT's Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details.

Personal Line of Credit (Unsecured)*

*Annual Percentage Rate (APR) is based on an index tied to the Wall Street Journal prime rate plus a margin of 4% to 5.5%. Your APR will be determined based on your credit qualifications. Current APR's range from 7.50% to 9.00% as of 07/01/2016.  APR may vary. Maximum APR is 18.00%.

This product is a variable rate, unsecured, open-end loan. Interest rates and programs subject to change without notice. For more information about current rates, applicable fees, and available terms, contact JBT's Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details.

Certificate of Deposit (Secured) / Credit Builder Loans*

*Your Annual Percentage Rate (APR) and payment will be determined based on the APY of the JBT certificate of deposit plus a margin of 2.00% (with loan term equal to the term of the JBT certificate of deposit). Other terms and fees may increase APR's.  Rate includes automatic debit from JBT deposit account. Add ¼% for coupon book.

This product is a fixed rate, closed-end loan secured by a JBT certificate of deposit. Interest rates and programs subject to change without notice. For more information about current rates, applicable fees, and available terms, contact JBT's Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details.