Rates: Personal Lending 2

Personal Lending Rates

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Home Equity Loan Rates*

NO EVALUATION OR APPRAISAL FEES! BORROW $15,000 OR MORE WITH A GOOD CREDIT HISTORY AND TAKE ADVANTAGE OF OUR BEST HOME EQUITY RATES THROUGH APRIL 30.

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Five-year fixed rate

*This product is a fixed rate, closed-end loan secured by your primary residence. 80% maximum loan to value. Cannot be used for home purchase. Property insurance is required. An appraisal and flood insurance may be required. Title insurance required on loans $250,000 or greater. Maximum loan amount $300,000. Annual Percentage Rates (APR’s) listed are accurate as of 03/01/17 and require $15,000 in new money and automatic payments from a JBT checking or savings account. Add 1/4 % for coupon book. For more information about current rates, applicable fees, and available terms, or for non-owner occupied real estate loans, contact JBT’s Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details. • JBT will waive the evaluation/appraisal fee on these promotional home equity term loans – Tier 1 credit score (720+) only – for applications received between 03/01/17 and 04/30/17 that include a minimum of $15,000 in new money. • These promotional rates only valid for Tier 1 credit score (720+) as determined by TransUnion FICO Classic (04) credit score obtained by JBT at time of loan application between 03/01/17 and 4/30/17, and requires $15,000 in new money. Other rates available for loans that will satisfy existing JBT loans or credit scores < 720. Examples: The monthly payment on a 3.49% APR five year loan of $15,000 is $272.78. The monthly payment on a 4.19% APR ten year loan is $153.22. The monthly payment on a 4.59% APR fifteen year loan is $115.44. These are examples of Annual Percentages Rates (APR’s) and payments. Your APR and payment will be determined based on your credit qualifications. Payments do not include amounts for taxes and insurance premiums; your actual payment obligation will be greater. Rates and terms may be changed or withdrawn at any time.

 

Home Equity Line of Credit Rates*

NO EVALUATION OR APPRAISAL FEES! BORROW $15,000 OR MORE WITH A GOOD CREDIT HISTORY AND TAKE ADVANTAGE OF OUR BEST HOME EQUITY RATES THROUGH APRIL 30.

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Home equity line of credit rates as low as 4.00% APR

*This product is a variable rate, open-end loan secured by your primary residence. 80% maximum loan to value. Cannot be used for home purchase. Property insurance is required. An appraisal and flood insurance may be required. Title insurance required on loans $250,000 or greater. Maximum loan amount $300,000. Loan fees ranging from $297 to $2,732 may apply. Annual Percentage Rates (APR’s) listed are accurate as of 03/16/17.  For more information about current rates, applicable fees, and available terms, or for non-owner occupied real estate loans, contact JBT’s Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details. • JBT will waive the evaluation/appraisal fee on this promotional home equity line of credit – Tier 1 credit score (720+) only – for applications received between 03/01/17 and 04/30/17 that include a minimum of $15,000 in new money. • This promotional rate only valid for Tier 1 credit score (720+) as determined by TransUnion FICO Classic (04) credit score obtained by JBT at time of loan application between 03/01/17 and 04/30/17, and requires $15,000 in new money.  Other rates available for loans that will satisfy existing JBT loans or credit scores < 720.  Example: Initial introductory Annual Percentage Rate (APR) of 1.49% is fixed for six months.  After 6 month introductory period, Annual Percentage Rate (APR) is based on an index (Wall Street Journal Prime Rate) plus a margin of 0% (4.00% APR accurate as of 03/16/17).  Your initial introductory APR and your APR thereafter will be determined based on your credit qualifications. APR may vary. Maximum APR is 18.00%.  Rates and terms may be changed or withdrawn at any time. • Jonestown Bank & Trust Co.

 

Mortgage Rates

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Please call JBT's Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for our current rates.

Personal Loan Rates*

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This product is a fixed rate, closed-end unsecured loan. Annual Percentage Rate (APR) listed is accurate as of 03/01/17 and requires automatic payments from a JBT checking or savings account. Add 1/4 % for coupon book. For more information about current rates, applicable fees, and available terms, contact JBT’s Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details.

*Example: The monthly payment on an 8.99% Annual Percentage Rate (APR) five year loan of $5,000 is $103.80. This is an example of an APR and payment. Your APR and payment will be determined based on your credit qualifications. Rates and terms may be changed or withdrawn at any time.

Personal Line of Credit Rates*

Personal Line of Credit Rates as low as 8.00% APR

This product is a variable rate, unsecured open-end loan. Annual Percentage Rate (APR) listed is accurate as of 03/16/17. For more information about current rates, applicable fees, and available terms, contact JBT’s Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details.

*Example: Annual Percentage Rate (APR) is based on an index (Wall Street Journal Prime Rate - 4.00%, accurate as of 03/16/17) plus a margin of 4%, for a total APR of 8.00% accurate as of 03/16/17.  APR may vary. Your APR will be determined based on your credit qualifications. Rates and terms may be changed or withdrawn at any time.

Auto Loan Rates

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This product is a fixed rate, closed-end loan secured by your automobile. Your Annual Percentage Rate (APR) will be determined by the year of the automobile, the term of the loan, and your credit qualifications. For more information about current rates, applicable fees, and available terms, contact JBT's Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details.

Credit Builder Loan Rates*

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This product is a fixed rate, closed-end loan secured by a JBT Certificate of Deposit. Interest rates and programs subject to change without notice. For more information about current rates, applicable fees, and available terms, contact JBT's Client Resource Center at (717) 274-5180 (Option 1) or visit our Online Loan Center for details.

*Your Annual Percentage Rate (APR) and payment will be determined based on the APY of the JBT certificate of deposit plus a margin of 2.00% (with loan term equal to the term of the JBT certificate of deposit). Other terms and fees may increase APR's.  Rate includes automatic debit from JBT deposit account. Add ¼% for coupon book.