Individual Retirement Accounts

Individual Retirement Accounts

_featureIMG-PersonalIRA_smIRAs are ideal for anyone with employment income – including self-employed people. Both Traditional IRAs and Roth IRAs are available at JBT. Depending on your circumstances, your IRA may be eligible for tax deductions (consult your tax advisor for details). JBT IRAs simplify retirement planning with great features:

  • No minimum balance to open or maintain
  • Make any deposit amount at any time (up to your maximum)
  • Arrange periodic distributions from your JBT IRA directly into your JBT deposit account
  • Fixed-rate account available with a term of 12, 24, 36, 48 or 60 months
  • Adjustable-rate account is available with an 18-month term
  • Penalty for early withdrawal

Check current yields or use our retirement planning calculator. Get to know all our savings options for your retirement planning needs. To learn more, visit your nearest JBT branch or contact eservice@bankjbt.com.

For personal guidance with complete retirement planning needs, including setting up and managing trust assets, be sure to connect with JBT Financial Services.