Fee Schedule

Fee Schedule

Effective October 1, 2016

eWards Checking
• Monthly service charge (No minimum balance)... none

JBT Freedom Checking
• Monthly service charge (No minimum balance)... none

Premier Checking
• Monthly service charge:
-- if $2,500.00 compensating balance kept in savings or money market deposit accounts... none
-- if daily balance below $2,500.00... $8.00
-- if daily balance falls below $2,500.00 and account has check safekeeping... $7.00

Prestige Checking
• Monthly service charge (No minimum balance)... none

Prime Money Market Account
• Monthly service charge (No minimum balance)... none

Checking Account Service Fees
• Per check copy if over 6 per year... $2.50
• Counter check... $1.00
• Check printing... Prices vary depending on style

Deposit Account Service Fees
• Personal Account Overdraft Fee – per item created by  check, draft, ACH, ATM withdrawal, debit card transaction, or other electronic funds transfers – charged when an item is paid... $32.00
• Personal Account Returned Item Fee – per item created by  check, draft, ACH, ATM withdrawal, debit card transaction, or other electronic funds transfers – assessed each time an item is returned unpaid... $32.00
• Business Account Overdraft Fee – per item created by  check, draft, ACH, ATM withdrawal, debit card transaction, or other electronic funds transfers – charged when an item is paid... $35.00
• Business Account Returned Item Fee – per item created by  check, draft, ACH, ATM withdrawal, debit card transaction, or other electronic funds transfers – assessed each time an item is returned unpaid... $35.00
• Account reconciliation and research per hour ($25 minimum charge)... $25.00
• Charge for excessive transactions:
-- Pre-authorized transfers from money market, statement savings
or prime money market a­ccounts, per item... $10.00
• IRA rollover/transfer fee (to another custodian)... $35.00
• Returned deposit items... $10.00
• Replacement debit or ATM card... $10.00
• Supplementary statement request... $10.00
• Dormant account fee, monthly... $5.00
• Stop payments... $30.00

Statement Savings
• Close-out of account within first 90 days of account opening... $5.00
• Monthly service charge if daily balance falls below $100.00... $3.00

Club Accounts
• Holiday Club Account – Close-out account before maturity... $5.00 (plus loss of interest earned)
• All-Purpose Club Account – Close-out account within 6 months of first deposit... $5.00 (plus loss of interest earned)

Bank Services
• Check cashing fee($5 minimum charge)... 3%
• Canadian check handling fee... $20.00
• Collections:
-- Domestic... $20.00
-- International... Our cost plus $5.00
• Copies (per copy)... $0.50
• Money orders... $10.00
• Treasurer's checks... $15.00
• Wire transfers (Additional foreign bank charges may apply):
-- Domestic incoming... $15.00
-- Domestic outgoing... $25.00
-- International incoming... $15.00
-- International outgoing... $40.00

Miscellaneous Fees
• Amortization schedule... $10.00
• Lobby coin counting... 5% of total counted (No charge for customers)
• Indemnity bond for lost official checks, passbooks, etc... $25.00
• Municipal and corporate bond redemption... $50.00
• Night deposit bags with key... $20.00
• Night deposit key... $2.00
• Purchased wrapped coin or currency, per roll/strap... $0.05 (no charge to customers - subject to reasonable limits)
• Replacement loan coupon book... $10.00
• Returned loan payment... $20.00
• Safe deposit box/express box... varies (prices and sizes available upon request)
• Tax levy... $75.00
• Writs and garnishments... $200.00
• Zipper pouches... $5.00

JBT Online Banking Fees*
• Household Customers, monthly... none
• Business Customers**, monthly... none

JBT Online Bill Payment Fees*
• Household Customers, monthly... none
• Business Customers**, monthly... $4.95 (For businesses, includes 10 transactions per month, $0.50 per transaction over 10.)

*Third party charges for data and messaging may apply.
**Please see the Business Banking-Treasury Management Services page for details.