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Business Loans From A Local Bank

The Benefits of Looking Local for Small Business Loans There are countless banks, both big and small, which offer small business loans but as the owner of a small business what type of bank is right for you? While a local, community bank may not have the same name recognition as the large national banks,…
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Organize Your Finances for the New Year

Organize Your Finances for the New Year A new year brings a chance to start fresh with just about anything. If your midnight toast includes a resolution to improve your financial health, here's how to make it happen.   Get on a budget To get ahead, it's important to know where you stand and to…
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Is Fall the Best Time to Buy a House?

Is Fall the Best Time to Buy a House? Sometimes it's smarter to buy certain items according to the season, like sweaters near the end of  winter and swimsuits in late summer. But what's the best season for buying a house? The answer: the fall. As temperatures cool and trees shed their leaves, enough factors break in the…
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SELLER/BUYER BEWARE – Protect Your Investment from Settlement/Closing Fraud

SELLER/BUYER BEWARE Protect Your Investment from Settlement/Closing Fraud Since 2014 the real estate industry has experienced a drastic increase in settlement/closing fraud theft. Criminals are getting smarter and more sophisticated, posing as parties to the transaction and using email to divert buyer funds, seller funds, and loan funds. It is critical that every buyer, seller, real…
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How to Save for a Down Payment

How to Save for a Down Payment The tallest hurdle to buying your first home will be saving for the down payment. To avoid having to purchase private mortgage insurance, you’ll likely need to put down at least 20% of the purchase price, which will probably mean tens of thousands of dollars. As a young…
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