Business Account Benefits At A Community Bank
Options, Service & No Account Analysis Fees
Businesses have no shortage of options when it comes to their banking needs, but finding the right banking solution isn’t necessarily easy. What has been true for businesses for hundreds of years is still true today – the best way for businesses to find attractive banking solutions is to think local. Community banks like Jonestown Bank & Trust Co. (JBT) provide businesses with the options they want and the hometown service they appreciate.
Business Account Options
Which account option is right for your business? The good news is regardless of the size of your business or your unique business banking needs, community banks offer options that will work for you. For example, JBT has four different business checking accounts designed to fit traditional businesses as well as community and non-profit organizations.
Our Business Checking account has a low minimum balance requirement with unlimited check writing and deposits plus free online banking and a JBT Discover® Business Debit Card with no fee from JBT. And, unlike many of the large national banks, our Business Checking account does not include account analysis fees which could save a business hundreds or thousands of dollars every year. Visit JBT Business Checking for more details.
For businesses that want to add earning power to their checking account, JBT offers Business Interest Checking which pays interest on the money in your account. Again, there are no account analysis fees, and your business enjoys all the same perks as JBT Business Checking account clients. JBT Business Plus Checking is designed to make banking easier for clients who carry larger balances and brings even more earning power with competitive interest tiers.
JBT’s Community Checking account is ideal for community groups, like fire companies, churches and non-profit organizations. It combines JBT’s commitment to our local community with no minimum balance requirements, no service fees and other benefits, including the opportunity for tiered interest rate earning power.
JBT has businesses covered when it comes to savings flexibility through our Prime Money Market Account for businesses. This account has no penalty for low balances. With no minimum balance requirement, every dollar you put in stays in your account. You can earn tiered interest depending on the amount you have in your Prime Money Market Account. And all funds are FDIC insured, up to federal limits. Plus, JBT offers business CD options to help you with those longer term savings goals.
One of the benefits of using a local bank like JBT for your business is that we know the area and the local business environment so we can help identify the solutions that are right for you. We’re a local bank with local decision-making – we don’t follow set formulas and pre-determined checklists that larger banks follow, where every business is treated the exact same way. That can make a big difference whether you’re establishing a deposit account or applying for a loan for your business.
In addition, JBT offers a host of convenient services to business clients such as eStatements, Night Deposit Drop, Coin & Currency Ordering, Debit Card Anti-Fraud Program and Credit Cards.
A community bank like JBT is the perfect solution for businesses of all sizes in all types of commerce. Stop by any of our conveniently located branches to find out how JBT can work for your business.