first time home buyers

Want $5,000 In Cash For Down Payment & Closing Costs?

JFirst-Front-Door-logo-(1).pngonestown Bank & Trust Co. offers a first-time homebuyer grant program funded by FHLBank Pittsburgh on a seasonal basis. Check for availability.

Through First Front Door (FFD)©, if you qualify, JBT will match your contribution 3-to-1. For every $1 you contribute, you can receive $3 in grant assistance, up to a maximum of $5,000.


Who Qualifies For First Front Door© Funding?

  • Be a first-time homebuyer (which means you haven’t owned a home within the past three years, or you owned a home only while married but not as a single person within the last three years – this includes a married couple if either has not owned a home in the past three years).
  • Secure a first mortgage through JBT. 
  • Have an income at or below 80 percent of the area median income.
  • Not be a student working less than 30 hours per week.
  • Complete at least four hours of homeownership counseling prior to purchasing the home.
  • Agree to maintain the home for five years to retain the full amount of the grant. If a sale occurs before the five years expire, a portion of the grant may be required to be repaid.
Your JBT lender will review these and other program requirements with you.

Is It Your Time To Buy?

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Contact

Elizabeth Arndt
717-228-8224
earndt@bankjbt.com

As Mortgage Originator with JBT, I understand the homebuying, homebuilding, and financing process. I look forward to guiding you through each step of the mortgage application and approval process – from our initial meeting to the settlement table. My team and I will work to keep your experience as streamlined as possible and be there to answer any questions. I personally invite you to Bank on a Smile® with our experienced mortgage team.
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