51 Month Bump Up CD Special

APY - 1.51%

see note (4)

 

The following rates are quoted as Annual Percentage Yield. For more information about applicable fees and terms, call 717-274-7557.

 

Checking
$0 - $20,000 (Tier 1)
1.00% APY
$20,001 and up (Tier 2)
0.02% APY
   
Prestige see note (2)
All Balances
0.01% APY
Premier see note (2)
$0 - $2,499
0.01% APY
$2,500 - $4,999
0.01% APY
$5,000 - $19,999
0.01% APY
$20,000 and up
0.01% APY

APY stands for Annual Percentage Yield.

Prime Money Market Account see Note (3)
$0 - $2,499
0.00% APY
$2,500 - $14,999
0.02% APY
$15,000 - $24,999
0.03% APY
$25,000 - $49,999
0.05% APY
$50,000 and up
0.08% APY

APY stands for Annual Percentage Yield.

Savings see Note (2)
Passbook Savings
0.01% APY
Statement Savings
0.01% APY

APY stands for Annual Percentage Yield.

Club Accounts
Holiday see Note (6)
0.03% APY
All Purpose see Note (7)
0.03% APY

APY stands for Annual Percentage Yield.

Time Certificates of Deposit see Note (4)
Regular CDs
 
IRA CDs
7 to 31 days
0.10% APY
3 Month
0.10% APY
6 Month
0.20% APY
12 Month
0.30% APY
18 Month
0.35% APY
24 Month
0.45% APY
36 Month
0.70% APY
48 Month
1.00.% APY
60 Month
2.15% APY
 

12 Month

0.30% APY
24 Month
0.45% APY
36 Month
0.70% APY
48 Month
1.00% APY
60 Month
2.20% APY
18 Month Adjustable
see Note (8)
0.45% APY

APY stands for Annual Percentage Yield.

Loan Rates see Note (5)
Automobile Loans
3.75% - 7.50% APR

 

Home Equity Loans

 

 

Term 0-36 months 3.25% APR

Term 37-60 months 4.25% APR

Term 61-120 months 5.00% APR

Term 121-180 months 5.50% APR

Home Equity Lines of Credit
Variable APRsee Note (9)
Unsecured Personal Loans
8.99% APR
Mortgages
Please call a JBT Customer Service Specialist
or visit our Online Loan Center for our current rates.

Special Home Equity Loan*

3-Year Rate:        1.99% APR

5-Year Rate:        3.49% APR

10-Year Rate:      4.29% APR

15-Year Rate:      4.99% APR

*15-Year and 10-year new home equity term loans require minimum of $15,000 of new funds.  5-Year and 3-year new home equity term loans require a minimum of $10,000 of new funds.  Must have automatic debit from JBT deposit account to obtain rate. APR without automatic debit is ¼% higher than advertised rate.  $179 closing fee.  Offer may be withdrawn at anytime and is not good in conjunction with any other offer.  Sample payment:  Monthly payments on $15,000 for 120 months at 4.29% APR will be $155.82.

 

Special Home Equity Line of Credit**

First-Year Rate:   1.99% APR

Regular Rate:       3.25% APR

**APR may vary. The maximum APR is 18.00%.  Offer applies only to new JBT home equity line-of-credit customers.  Offer may be withdrawn at anytime and is not good in conjunction with any other offer.

Annual Percentage Rate may vary depending on fees if applicable.

Note (1): Variable Rate Account – The interest rate and annual percentage yield may vary.  At our discretion, we may change the interest rate on the account at any time after the account is opened.  Fees may reduce earnings.  APYs accurate as of 1/18/14.  Subject to change without notice.  Account qualifiers must be met to receive the Tier 1 APY.

Interest on this account is calculated on a split accrual basis.  For example, if you have a $40,000 balance in your account, the first $20,000 will earn interest at the Tier 1 rate and the remaining balance will earn interest at the Tier 2 rate.  If you do not meet the qualifiers for this account, all balances earn interest at the Tier 2 rate.

eWards Qualifiers:  Each statement cycle receive eStatement, pay minimum of one bill using JBT Online Bill Pay and make a minimum of 20 JBT debit card transactions.

Note (2): Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. APYs accurate as of 2/21/14. Subject to change without notice.

Note (3): Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. You must maintain a minimum balance of $2,500 in the Prime Money Market Account each day to obtain the APYs listed above. APYs accurate as of 2/21/14. Subject to change without notice.

Note (4): Interest rates subject to change without notice. Fees may reduce earnings. CD Specials may be withdrawn at any time and are not good in conjunction with any other offer. Penalty for early withdrawal. $500 minimum deposit for certificates of deposit. APYs accurate as of 11/14/14.

Note (5): Interest rates and programs subject to change without notice. APRs stated were calculated using the maximum term for the corresponding lowest APR. Other terms and fees may increase Annual Percentage Rates. APR accurate as of 1/18/14. For more information about current rates, applicable fees, and available terms, contact a JBT Customer Service Specialist or visit our Online Loan Center for details.

Note (6): Interest rates subject to change without notice. Fees may reduce income. Penalty for early withdrawal. APYs accurate as of 1/18/14.

Note (7): Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Penalty for early withdrawal. APYs accurate as of 1/18/14. Subject to change without notice.

Note (8): Variable Rate Account – The interest rate and annual percentage yield may vary. At our discretion, we may change the interest rate on the account at any time after the account is opened. Fees may reduce earnings. Penalty for early withdrawal. APYs accurate as of 1/18/14. Subject to change without notice.

Note (9): APR is based on an index tied to the Wall Street Journal prime rate and is accurate as of 1/18/14. APR may vary. Contact a JBT Customer Service Specialist for the current rate or visit our Online Loan Center for details.

 

 

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